Download a Two-Wheeler Insurance Policy: A Step-by-Step Guide

A two-wheeler insurance policy is a vital legal document that spells out the terms and conditions of the insured’s contract with the insurer. And, because all two-wheeler riders in India are required to obtain at least third-party bike insurance, you could be punished if caught riding without it. In addition, if you lack the required papers, you will be unable to file a claim in the event of an accident. As a result, it’s critical to get a duplicate copy of your insurance paperwork or to use bike insurance download online to obtain the documents quickly.

Any two-wheeler travelling on Indian highways must have proper two-wheeler insurance coverage, according to the Motor Vehicles Act of 1988. If you’re found out,

Tips to Follow If You Lose Your Two-Wheeler Insurance Document

  • The first step is to meticulously examine your home, workplace, and vehicle for your two-wheeler insurance papers. It’s likely that it’s a faulty alarm that has fallen or been repositioned.
  • If you can’t find your two-wheeler insurance documents, you must put your two-wheeler out of commission until the documents are replaced or located.
  • You must first apply for a duplicate copy of your two-wheeler insurance and wait for the documents before riding your bike or scooter.

How do I get a copy of my bike insurance online?

Obtaining a duplicate copy of bike insurance will be faster and simpler if you purchased your two-wheeler insurance policy online. To accomplish this, you’ll need to complete the following steps:

Go to your insurance company’s website

  • Select the policy type.
  • Fill in your policy details, such as the policy number and expiration date.
  • Verify your profile if requested.
  • After verification, you can view, print, or download your bike insurance policy.

Furthermore, if you acquired your two-wheeler insurance coverage online, you should have received a copy of it to your registered email address. In the meanwhile, you can use it for commuting or submitting a claim.

How to Get an Offline Copy of a Two-Wheeler Insurance Policy?

  • Notify your insurance company.

The bike insurance company must be notified that a duplicate paperwork is necessary. They are the ones who receive the document and are the only ones who start the process of issuing a replica.

  • Make a police report

Because your insurance company may seek a FIR, it’s vital to file a FIR with the nearest police station about the document’s loss. You will be required to submit a copy of the FIR.

  • Publicize in the newspaper

Declare that your two-wheeler insurance coverage is missing in a local newspaper. A copy of the advertisement may also be required to be sent to the insurance company.

  • Sign a Bond of Indemnity

The last step is to sign this bond with the insurer in order to acquire a duplicate copy of your insurance policy.

How to Apply for a New Bike Insurance Policy Through the Internet

If you’re looking for a strong, affordable, and comprehensive bike insurance policy, Coverfox is a good option. We give a complete digital experience with online transactions. The cost savings from a direct-to-customer strategy and 0% commissions are passed on to you in the shape of low-cost bike insurance. The steps for applying for a new bike insurance policy online are outlined below.

  • Please visit our website.
  • Fill in your bike’s information as well as past insurance information (if available)
  • Choose a plan and pay the payment right now.

There is no need to fill out any actual documentation when you purchase Coverfox bike insurance. Once you’ve purchased the plan, we’ll send you a digital insurance certificate to your registered email address. You can save the same document in DigiLocker so that you can offer it whenever you’re asked.

Is a Hard Copy of the Bike Insurance Policy Required?

When operating their bikes in the country, all bike owners are required to obtain a bike insurance policy; else, they may be fined Rs. 2,000 and imprisoned for up to three months. On the other hand, the Insurance Regulatory and Development Authority of India (IRDAI) has launched the e-Vahan Bima app to make it easier for bike owners to carry their policy documents. The programme is designed to make it easier for bike owners to carry their insurance policies in soft copy rather than hard copy. Police officers merely need to scan the QR code on the e-Vahan Bima to get all of the details of the bike insurance policy.

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